Bancorp 34 (BCTF) Financial Review Compared to Competitors

Bancorp 34 (OTCMKTS:BCTF – Get Free Report) is part of the "Banks – Regional" sector, which includes a total of 286 publicly listed companies. This article analyzes how Bancorp 34 stands relative to its competitors across various financial metrics, including institutional ownership, risk factors, valuation, earnings, dividends, analyst recommendations, and profitability.

Analyst Recommendations

This section summarizes the current ratings and target prices for Bancorp 34 compared to its competitors, sourced from MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Bancorp 34	0	0	0	0	N/A
Bancorp 34 Competitors	1166	3292	3464	41	2.30

From the data, we see that within the "Banks – Regional" category, the potential upside is around 57.52%. Bancorp 34’s competitors have higher expected growth, indicating analysts view Bancorp 34 as having less favorable growth prospects.

Institutional & Insider Ownership

Bancorp 34 has institutional investors holding 6.5% of its shares, which is below the sector average of 31.7%. Additionally, 7.4% of shares are attributable to company insiders, contrasting with the 17.8% average across other regional banks. High institutional ownership often reflects confidence from larger investors about a company's long-term performance.

Earnings and Valuation

Below is a comparison of Bancorp 34’s revenue, net income, and valuation metrics against its competitors.

	Gross Revenue	Net Income	Price/Earnings Ratio
Bancorp 34	$28.85 million	-$3.40 million	-23.68
Bancorp 34 Competitors	$5.61 billion	$1.74 billion	87.27

The financial figures show that Bancorp 34 earns significantly less than its competitors in terms of both revenue and net income. However, the company has a lower price-to-earnings (P/E) ratio, suggesting it may be an affordable option compared to others in the sector.

Dividends

Bancorp 34 offers an annual dividend of $0.28 per share, with a dividend yield of 2.4%. The company distributes -56.0% of its earnings through dividends. In contrast, the average dividend yield for the "Banks – Regional" group is 12.5%, with a payout ratio of 18.1%. This illustrates that Bancorp 34 is relatively less generous in its dividend payments compared to peers.

Risk and Volatility

Bancorp 34 has a beta of 0.32, indicating that its stock price is 68% less volatile than that of the S&P 500. On the other hand, its competitors have an average beta of 0.94, showing they are slightly less volatile than the S&P 500 but significantly more than Bancorp 34.

Profitability

The following table presents BankCorp 34's profitability ratios compared to its competitors.

	Net Margins	Return on Equity	Return on Assets
Bancorp 34	-4.02%	-2.38%	-0.22%
Bancorp 34 Competitors	22.07%	10.03%	0.87%

The profitability metrics reveal that Bancorp 34 struggles in key areas, with negative margins and returns compared to its competitors, which show significant positive results.

Summary

Overall, comparing Bancorp 34 to its competitors highlights that it falls short in many financial aspects, outperforming its rivals in just one of the twelve metrics evaluated.

About Bancorp 34

Bancorp 34, Inc. is the parent company of Bank 34. They provide various banking services to individuals and businesses across the United States, including deposit accounts and loans for numerous purposes such as real estate, working capital, and equipment purchases. Bancorp 34 operates full-service branches in Scottsdale, Arizona, as well as in Alamogordo and Las Cruces, New Mexico. Established in 1934, it has its headquarters in Scottsdale, Arizona.

For news and updates about Bancorp 34: Stay informed by signing up for a daily summary of the latest news and analysts' ratings from reliable sources.

Bancorp, Finance, Banks